Cartwright Brown & Company's website ("the Website"). This Website is owned and operated by Cartwright Brown & Company ABN 161 145 735 27 ("Cartwright Brown & Company "). Your access to the Website is subject to these terms of use, the Cartwright Brown & Company Privacy Policy, and disclaimers of specific parts of the Website ("Terms of Use").Your use of the Website constitutes your agreement to the Terms of Use. You can review the Terms of Use by following links labelled "Terms of Use" at various points within the Website.

Accuracy of Information

The information on the Website is provided to you "as is" by Cartwright Brown & Company in good faith and has been derived from sources believed by Cartwright Brown & Company to be reliable and accurate at the time of providing it. Cartwright Brown & Company does not guarantee the accuracy of information on the Website.

Disclaimer

To the extent permitted by law, Cartwright Brown & Company and its employees, and agents exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the Website whether or not caused by any negligent act or omission. If any law prohibits the exclusion of such liability, Cartwright Brown & Company hereby limits its liability, to the extent permitted by law, to the resupply of the said information.

Cartwright Brown & Company are a Member of Count Financial Ltd, trading as Count Wealth Accountants®. ABN 19 001 974 625 Australian Financial Services Licence No. 227232.

Not a recommendation, offer or invitation to invest

The information on the Website is not intended to be a recommendation, offer, or invitation to take up securities or other financial products by any company or person. This information is general advice only and does not take into account your or any particular investor's particular circumstances. You should always consult your Count Wealth Accountants adviser at Cartwright Brown & Company for advice that addresses your specific needs and situation before making investment decisions.You should seek professional advice as to the implications of particular investment decisions and options.Count Wealth Accountants is the trading name of Count Financial Ltd. Australian Financial Services Licence Holder No 227232.

The Australian Position

Only The information contained in this Website relates only to Australia and not to any other country. Any references to dollars are references to Australian dollars, unless otherwise specified.

Links to other sites

Cartwright Brown & Company has not reviewed any of the websites which link to this Website or to which this Website links. Cartwright Brown & Company is not responsible for the content of any other websites or pages linked to or linking to this Website. Cartwright Brown & Company does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.

There are links to and from this website to www.count.com.au. The services and information provided on that site is provided and subject to Count Wealth Accountants conditions of use.

There are links from the Website to online services provided by Australian Investment Exchange Limited ("the Australian Investment Exchange site"). These are provided by and subject to the Australian Investment Exchanges conditions of use.

Linking Policy and Trademark notice

You may only provide a link to this Website from a website provided that you link to the home page (http://www.cbc.com.au), and use as the linking text "Cartwright Brown & Company". To link in any other way, you must first obtain the permission of Cartwright Brown & Company (cbc@cbc.com.au ).

Copyright

© 2016 Cartwright Brown & Company ABN 161 145 735 27 and contributors. The material on this Website is protected by Australian Copyright Legislation and in copyright legislation in other countries. You may view this Website and its contents using a web browser. You may make copies of portions of this Website solely for your own information, research or study provided that you do not modify the copy from how it appears on the Website and include the copyright notice appearing above on the copy that you make. Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining the written permission of Cartwright Brown & Company (cbc@cbc.com.au), or unless specifically permitted by the Copyright Act 1968 (Cth) or similar copyright legislation.

Privacy Policy

Cartwright Brown & Company respects your privacy. As we develop our online presence, we will revise our Privacy Policy to reflect our practices and to meet any legislative or other requirements.

From time to time, you may choose to provide us with personal information. We will only use this information for the purpose of providing you with the service that you have requested. We will not sell, share, or reveal any of your personal information, unless you have specifically requested that we do so.

Cartwright Brown & Company takes your privacy and the privacy of its affiliates and their clients very seriously. We have practices which include the secure storage of personal information and safeguards against the accidental release of personal information.

If you have any concerns about your privacy and the use of the Website or any of Cartwright Brown & Company ' services or products, please contact cbc@cbc.com.au Cartwright Brown & Company ABN 161 145 735 27.